Rental Program

Get Your Rental Program Approved Today!

We understand the market and can provide 30 Year Rental Program for projects where other lenders may not recognize the profit potential. We keep the process streamlined and make financial decisions based on the merits of the deal.

Ready To Get Your Hard Money Loan?

b

QUALIFICATION

  • 650 Minimum FICO Score
  • 6 Months of Cash Reserves
l

LOAN TERMS

  • $75,000 Minimum Property Value
  • Up to 30 Year loan term
  • Amortization Options: 30 Year Fixed, Hybrid
  • ARMS (3/1, 5/1, 7/1, 10/1), and Interest-Only (Up to 5 Years)
i

REQUIRED DOCUMENTATION

  • Application
  • 2 Months of bank statements
  • Corporate documents
  • Amortization Options: 30 Year Fixed, Hybrid, ARMS (3/1, 5/1, 7/1, 10/1), and Interest-Only (Up to 5 Years)

MAX LEVERAGE

  • Purchase: Up to 75% of as-is value or
  • Refinance: Up to 75% of as-is value
  • Cash-out: Up to 70% of as-is value

ELIGIBLE PROPERTIES

  • 1-4 Family Real Estate
  • Condos
  • Townhomes
  • Planned Unit Developments (PUD)
  • Portfolio Loan Options Available

PRICING

  • Rates starting at 4.5%
  • $50,000 Minimum Loan Amount
  • $3,000,000 Maximum Loan Amount (2-4 Units)

Extremely competitive rates starting at 6.50% | We lend in all 50 states

AL AK AZ AR CA CO CT DE FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY DC

What We Offer

GROUND UP CONSTRUCTION PROGRAM-90% LTC*

  • Up to 90% LTC, 70% LTARV, Not to exceed 75% of the acquisition cost
  • Up to 100% of construction
  • Rates starting at 7.99%
  • 12 / 18 Months Term
  • Loan extensions available
  • No Pre-Payment Penalty
  • Business Purpose Loans Only
  • Experienced developers only
  • LTV / LTC Rate and point are based on asset type, experience, and market data

FIX AND FLIP (NO INTEREST ON REHAB HOLDBACK) 90% LTC*

  • Up to 90% LTC
  • Up to 100% of rehab cost, not to exceed 80% of ARV
  • Rates starting at 6.50%
  • 12 Months Term
  • Loan extensions available
  • No Pre-Payment Penalty
  • Business Purpose Loans Only
  • LTV / LTC Rate and point are based on asset type, experience, and market data

RENTAL PROGRAM

  • Up to 75% LTV
  • Rates starting at 4.5%
  • 30 Year Term
  • Business Purpose Loans Only
  • Short term rental income permitted (Airbnb or similar service)

CASH OUT & RE-FINANCE

  • 70% to 75% LTV
  • Rates starting at 7.99%
  • 12 Months Term
  • Loan extensions available
  • No Pre-Payment Penalty
  • Business Purpose Loans Only
  • The reason for cash-out and the exit strategy will be underwritten thoroughly

Ready To Get Your Hard Money Loan?

It’s fast, easy and best of all- no paperwork!

We beat any LOI Don’t get stuck in high rates

APPLY NOWCONTACT US
Call Now
Apply